Pay, Send and Save Money with PayPal

About

A savings account with a 3.30% APY (as of June 16, 2026, a variable rate), no minimum balance, and no monthly fees, funded from a linked bank account, debit card, or PayPal balance. Fill your holiday with flexible and rewarding ways to shop and pay. Also get 5% on purchases in your monthly category3 when you check out with your PayPal Debit Card. Buy an item in store you’d like to purchase now but would prefer to pay for over time.